Hello Beautiful BTB's!!

Hello everybody,

I have been MIA for 2 months I guess due to certain issues from my fiance side. It is so true that when the date draw nearer, problems came one by one. Brain totally switch off. But then with problem, it makes us stronger then ever before.

Now, I standing up on my feet and starting to run again. Hehe. InShaaAllah. So yeah there's a minor changes in my wedding itinerary. Our solemnization will still be on Saturday, 11am. So from 11am to 530pm, mister fiance will be at my side and 530pm onwards after cake cutting will be going off to fiance side. Mister fiance will held like a "dinner reception" from 4 to 8pm for his close friends and family. So we are pretty cool with this.

Bridal Outfit, Henne & Hand Bouquet
So yeah, we have finally finalised our wedding outfit on the 28th Oct. I had a great time. Kak Hyda and family was very helpful and friendly. I am thankful. Although her collection does not have much variety like other well known established bridal, I am still very satisfied with her baju's because seme lawa2! Blink2 semenye! Saya suka amat! Henna design I'll be choosing it at a nearer date. For hand bouquet Kak Hyda ask me what colour do I want, but I told her anything as long as it is nice. Personally I trust them and I feel very satisfied. Hopefully they will do a great job on the day itself.

Catering, Wedding Dias, Card, Wedding Cake, Bunga Rampai, DJ's and Sireh Darah
Well as some of you know, all of the above had been included in my wedding package. So we meet my wedding planner which is Kak Nana (Kak Maya assistant) last friday at her home as their office is shifting to a new place. So we already choose our cards and my card colour is red and gold in colour. As for my wedding Dais, I have a hard time choosing. I'm not going for pastel colors. So I choose white, dark and light green for the Dais since it is my favorite colours. My wedding cake colour gonna be white and green too. I'm so in love with the green'ssss around me. Haha. Choosen Nasi Briyani for our menu and all the relevant gravy that matches it. For DJ's wise, I'll be meeting the caterer again to finalize the Bertandang and Cake Cutting songs. Once again Irmaya's wedding did a great job, Kak Nana is Patience and really give advises on the planning. We even suggest them extra tables and they didn't charge us anything for photobooth and candy corner. Im so grateful with her. Alhamdullilah once again mum is satisfied with them.

Berkats and Candy Corner

For berkats, we have already chosen ours which is toblerone chocolates. For our candy corners and snacks we gonna top up alil bit. So we gonna order it at this bedok wholesaler shop. You can actually contact them thru email at this website. Quite cheap since they are wholesaler. Do take a look alright.

We are going down to ROMM interview earlier of Dec. So hopefully everything will go smoothly for now. I told my friends how I wish everything end soon. So tiring and exhausted. Then she told me, its okay that you feel the tiring now coz these is one time event. Enjoy the journey. I tell them InShaaAllah.. The only thing I'm excited is that after wedding I can start travelling again. Yippees....!

Ok gurls, GTG now. See ya in the next post. :)

Just another post.

Hi Ladies,

Quick updates about me life. Currently I am taking makeup course just for the sake of my passion.

The academy that I join is call Colour Face Universite. Currently it is situated at AMK central but soon it is gonna move to lavendar to a bigger space.

These place is actually owned by someone who used to be mediacorp top heads if Im not mistaken. The cost fees is zero $$. Yes, u see it right.  You know why? It is because the course was fully subsidise from govt. Actual cost price is $5K! So here's the catch simce
nce the cost fee is subsidise,your attendance need to be 75% or else you need to pay back $5K to e company. Well you only need to pay $225 for the hairstyling and makeup kit.

ouh yeah, evry once a mth ur company will need you to come for a charity event helping them out. With these you will be receiving $100per mths considering you are working for the company. At the end of this course you end up earning $300. If u fail u r unable to proceed to the nxt level and you wont get the certificate. Rest assure no paying bck if u fail.

So maybe you can try out amd give them a call.

Secondly, I have been googgling about my post wedding photoshoot ideas. And so Im obsess of chalkboard & letter signage. Im aiming both at TYPO or at One of the Bedok Mall souveniors shop. Will get one nearer to the date. Meanwhile below are some of the pictures that caught my attention. Goodnytez!!

APKIM~

Hello,

Review on Apkim course yesterday.

Me and Fiance decided to take up a one day course since my fiance working on shift so it kinda hard to find a suitable date. We also do not want to drain our self with two days course because our attention span is short!

I will talk to you about the advantages and the disadvantages of this course. Firstly the course timing is abt 930am to 6pm. We take up a slot on Saturday.

The 1st part of the session is 1 to 1 session with Ustazah. We got quite a good Ustazah and her name is Ustazah Salbiah. 1st of all when we step in we feel comfortable. She know how to make jokes and she is easily approachable. She really explain well about the topic. Most of all she did not looked down on my fiance who is pretty weak on his Ngaji and Islamic knowledge. Oh side track Fiance terkejut when I recite the Alquran he was amaze wahaha!

Ok back on track! I am pretty glad that fiance realize he is weak late last year and he started attending the Islamic classes that I am attending know. Overall I got to give Ustazah Salbiah credit for the good explanation and very approachable.

Second part of the session was a small group session. There is 5 couple in the class. Cik Ranee was the counselor. I tell you he was amazingly funny! And I think that our class couple was all those happy go lucky type of couple. He discuss about character, how to handle each other attitude, why woman tends to speak more then guys, basic Islamic knowledge, sex and more. He was a joker!

He know how to catch audience attention. Ouh me and fiance feeling so awkward when we are the only couple that known each other for 2 years plus when 2 other couples known each other for 5 years and the other 2 couple for 10 years. So it make us kinda paisey lah. Macam tak sabar nak kawin gitu. :P

So overall I find the course was really2 knowleagable and very entertaining! Lucky us! Not much negative remarks that I can give. Location wise it is at Arab street infront of the Golden landmark shopping, near makan2 place and near to the masjid Sultan which we can solat our Zuhur and Asar easily.

Only the disadvantages is these course cost abit more expensive then the 2 days course ($300) and during one day it is quite difficult to squeeze alot of info to us.

1 day or 2 days course is not a matter, all you need to do is to sit down and listens and take note some of the points. Take ustazah/ustaz example for us to learn what is right and what is wrong that we can implement in future. Now marriage course is not compulsory but I find its advisable to go and listens. Seriously it give you more advantages rather then disadvantages. I hope that I can take the guidelines as an example in future. InShaaAllah! :)

Booked!

Hello's.....

NATAS Fair was fun and memeningkan kepala! Sesunggunye saya pening nak pilih mana.

1. Planning For Europe, but was advice by e travel agency that January 2015 was not a good idea to go there.
   
2. Planning for a self drive, mum is against the idea. The best part fiance listens although he love the idea. I was thinking, after marriage shouldn't be my fiance to decide. But I should thank him for taking to elderly advice and didn't take it tooo hard.
   
3. Looking for long holidays but was taken aback since I am saving my leave for next year Europe tripping too..
   
4. Take a look on beach package which is Bali, Phuket, Koh Samui, Maldives and Mauritius. I am a sea person. Loves to do sea sports. So it kinda make me change my decision lil bit which make my fiance confused!  

Yes at 1st I find that honeymoon at beach places is to mainstream but I really regret saying that after all those leave thingy. We will not be living for our honeymoon till Wednesday. *Faint* So what is our decision? I shall keep it 1st till my wedding is getting nearer coz we never know what will happen in future. It kinda make me nervous though. But overall we have booked our honeymoon and we are happy for it! Yeay!

So I am gonna get to sleep now, need to get up early for my Kursus. Goodnitez peepz! :) 

Financial Tool Kit Highlights

Hi all,

During our financial tool kit course what we had truly learnt is, better to spend our financial wisely. As most of you ladies might have know that one of the most common factors that Muslim couple divorce is because of money.

I will just highlight a few things that I find important for your info.

1stly, is savings. Saving is important for our future.

 We should have atleast 3 months of our monthly salary amount in our bank accounts just in case if we get retrench. We need to set aside for our savings for emergency use, future use and etc. 

For me example after marriage we will be putting aside for travelling, housing renovation and emergency use. We are a travelling freak that can live without a car but cannot live happily without travelling. :-P For housing renovation, I will like to save as much as I do not want to take up renovation loan so much.

Secondly is about insurance. 

Insurance that matter most is those related will illness. It is important to have this because atleast if we have any problems with our health we will not be topping up cash much as we have insurance to claims. 

Nowadays medical fees cost a bomb so it’s better to play safe than never. Medishield, Upgrade medishield is good for a start. 

Eldershield is good when you are in your 40’s. You can actually choose Term life insurance which premium cost relatively low ard $30 or Endowment Plans which premium is relatively high as at end of certain years you may receive returns for the money you have paid. 

Both are good in certain ways but if you are short of cash you may consider Term life insurance. For myself I have Endowment plans.

So now I’m gonna touch on a housing matters a lil bit here.  Some couple out there just choose housing without knowing the correct financing. Some just jump without doing much research. Here is a guideline for new couples who want to apply for BTO;

Combined gross income for 3 room flat: ~$2506-$3160

Combined gross income for 4 room flat: ~$3990-$4983

Combined gross income for 5 room flat: ~$5350-$6400

For more info you can read at this website here.

These is what I understand from the course I underwent. (If I am wrong pls correct me)

E.g

Property Price : $300,000

Initial Payment : $40,000

Loan : $260,000

Loan Tenure : 25 years

Total amount paid at the end of 25 years : $353,862

Total Interest paid: $93,862

So for the 1^st few years we are paying most of our mthly instalment payment is the interest. For instance we are paying mthly instalment for $1000. The 1^st 5 to 10 years we are paying $800 interest & $200 for principle. When the interest is getting lower, we will then be paying the principle more.

Some couple may not be able to complete their mthly payment by end of 25 years old. And when it hits the valuation limit some may be paying by cash but paying by Cash only applicable for those who take HDB loan for 2^nd time and also Resale flat.

 The financial advisor told us that nowadays its better for us to stick to one house rather than buy and sell coz we will not be taking any profit like our parents. When anak2 dah besar, the house is too big for you then we can sell and downgrade to apartment studio.

So what I want to conclude here ikut kemampuan ye. If we have a spending amount of $800 pls spend within that limit. Don’t overspend. What matter most is to know how to differentiate within a NEED and a WANT. 

It’s better for us couples to undergo these kinda of programme. Not only about financing, also enrol yourself in certain talks about marriage. Marriage is not the END, it is the BEGINNING of all sort of happiness and problems. 

We also need to understand about marriage in Islam too. It is NOT a FAIRYTALES story. Some maybe too excited with their plan till they didn’t realise these. I am excited but at the same time I am scared too. Me gonna enjoy my last few months as a single coz I may never know what will happen in the future haha. So thats about it sorry for the lengthy post yah. Nytey night!

149 Days Left!

Tick tok Tick tok! 147 Days left!

Yesh, I have been MIA-ing myself for almost 2 months. Oh well too tired to post a blog post these 2 months with the festive season and all. Well hope you ladies out there have fun with the raya outing!

We have book our tok kadi already! We actually look one by one and asked around reviews. We want Tok Kadi yg tak banyak cakap sgt coz I kesian my fiancé. As far as I’m concern sebelum Nikah the guys are nervouse. They just want it to end fast. Kesian member hati dak dup dak dup if the tok kadi banyak penyampaiannya. So yeah after much consideration, we choose Ustaz Noor Bin Rawi. Pls see HERE for the video. 

Why him? My friends and his friends took him as their Tok Kadi and they said his penyampaian simple, short and sweet. So we quickly book him and so we are the 1st to book him on that day! Yippeee!!!

We register through ROMM online. What information require from us?

1. : Brides & Groom details (IC No)
2. : Wali Name & IC No
3. : Your 2 witness details and IC No (1 represent the bride side & 1 represent the groom side)
4. : Hantaran & Mahr
5. : Nikah venue

There are other simple questionnaire you need to answer which it will take about 15 mins at most. At the end of everything we need to pay $39 for the registration fee. 

Both Bride and groom together with the bride's Wali are required to report to the Registry at least 5 weeks before your solemnization date. 

So will be going by end of November for the interview. :P

For honeymoon wise fiancé and I have been fickle minded changing countries from New Zealand, Koh Samui, Australia, Swiss & Korea. The factor why we kept changing destination is because of our leave and we do not want to spend much on honeymoon coz we are going for another 2 trips which one of it is Europe trip with the friends. So now we just wait till NATAS and grab whatever we can.

So yeah my next post is going to be about my long overdue highlight of tool kit cause so yeah stay tune. 

Cuppies

Hi ladies, 

Juz want to share a very good delicious cuppies made by a home based baker.

I got to tell you ladies that her cuppies can lawan Fluff already lah.

I rdered 2 box of Red Velvet, Salted caramel and Ondeh-Ondeh. The cake itself were very soft, tak bederai. The fillings adoi rase dia flavour. They were not too sweet. Just nice. U can see the fillings looks like on her instagram reviews from customer. I bought it for my mum, cuzz and aunty who is a fussy eater and they give a very good review. 

The cuppies cost $3 each. Self collection at Bedok when you order. The menu is at below. You may request for special order and mix match. The lady was a sweet person and she can take constructive comment so that she can improvise her cuppies. One thing abt ordering her cuppies is I no need to queue just tell her our prefered date and we can collect at her house. So that basically it. I owe a post regarding my Financial toolkit seminar. It will take quite sometimes to post. InShaaAllh pretty soon. Selamat berpuasa.